Platinum Checking
Our Platinum Checking Account shares the benefits of our Totally Free Checking Account and it pays a monthly dividend! This account is ideal for members who carry larger checking account balances. The $4.95 monthly fee is waived, and you earn dividends, when you maintain a $2,500 checking balance throughout the month. Click here for rates.

After you open your new BMI FCU Checking Account, use our Quick n' Easy Switch Kit to easily move your old bank checking account.

Second Chance Checking
   • Designed to help members re-establish their checking account history
   • $10 per month service fee
   • ATM Card with withdrawal privileges only
   • Extended hold on all check deposits (excluding Government issued checks and
     recognizable payroll checks)

Visit our Anytime Adviser Online Checking Account Coach to learn more about managing your checking account.

Members using our 2nd Chance checking account can apply for our Free checking account after 12 months in good standing and completion of the InBalance Checking Account Education Module.

Overdraft Plus™
This service allows you to overdraw your account to a predetermined limit by simply writing a check. Normal NSF fees will apply. Overdraft Plus™ is available to all Free Checking account members after 90 days or immediately after receiving your first deposit.

Go Direct!
BMI FCU is pleased to partner with Go Direct, a national campaign sponsored by the U.S. Department of the Treasury and the Federal Reserve Banks, to encourage people who get Social Security and other federal benefit payments by check to switch to direct deposit. Direct deposit is simply the best way to receive Social Security and Supplemental Security Income (SSI) payments. Direct deposit eliminates the risk of lost or stolen checks, reduces fraud, helps protect against identity theft and gives you more control over your money. Plus, direct deposit provides you with immediate access to your money from virtually everywhere. Click here to visit the Go Direct site.

IRA, CD, and Investment Information | Savings Information | Fee Schedule