Find the Home of Your Dreams!
Now you can search through all of the homes that are for sale in Central Ohio right on our web site. Just click here to find the home of your dreams. You can search by street, zip, subdivision, number of bedrooms, price range, or even do the whole city if you like! As you start looking for your next home, why not let us pre-qualify you for your mortgage loan as well? It's easy! Just give us a call and we'll walk you through the pre-qualification process.

First-Time Homeowner Program
BMI Federal Credit Union offers 1st-time home buyers a way to get the home of their dreams without a huge down payment with our new First Time Home Buyers Program. BMI FCU can help first-time home buyers in Ohio purchase their own home with only 3% down and no PMI requirement. Contact the Mortgage Department today for details on how to qualify for this program. Visit our Anytime Adviser Online Home Buying Coach to learn more about buying your first home!

Home Equity Line of Credit (HELOC)/Second Mortgage
How hot is hot? Try as low as 1.02% under prime. Just think how much you can save by transferring your home equity loan from another financial institution to BMI FCU. Contact our Equity Professionals for complete details at (614) 298-8527 or (800) 233-6880.

You can add even more sizzle with our Express Equity program. Using our Express Equity program you can apply for and close a second mortgage or HELOC in as little as 24 hours!

Contact a BMI FCU mortgage professional for complete details about this great home equity offer at (614) 298-8527 or (800) 233-6880.
Loan Application | Rates | Express Equity

New and Used Car Loans
BMI FCU offers new and used auto loans with fixed-rates and terms up to 84 months on new autos and 60 months on used autos. BMI FCU also offers DrivingSense, our auto balloon loan program that giving you a lower payment than a conventional loan

Dealer Direct is the program that allows you to get your next car loan with the Credit Union directly through the dealer. BMI Federal Credit Union has made arrangements with select area automobile dealerships for our members to obtain Credit Union financing and signing all necessary papers at the dealership.

Visit our Anytime Adviser New Car or Used Car Buying Online Coaching Module for more information about buying your next car.
Loan Application | Terms/Rates | DrivingSense | Dealer Direct | Chrome Carbook

VISA Credit Cards
BMI FCU offers a low rate Visa Platinum Credit Card exclusively for our members. Credit Limits range from $500-$15,000.00 with a 9.9%-17.9% annual percentage rate (APR) and a minimum payment that is 2% of your balance. For our Young Consumers (ages 18 - 22), BMI FCU offers a special Visa Platinum Credit Card for our members with a pre-approved limit of $200.00 to start. More Info | Loan Application | Rates

Personal Loans/Line of Credit
You have your choice of a personal loan or our Line of Credit (LOC). Our personal loans offer low fixed rates and fixed terms. Our LOC allows you to advance on a predetermined credit limit without reapplying. You can do advances via Call24 or Member Connect Web and deposit the advance directly to your BMIFCU checking account. The rate on the LOC is variable based on the Prime Rate as posted in the Wall Street Journal.
Loan Application | Rates

Boats/Motorcycle/RV Loans
For outdoor enthusiasts, BMIFCU offers great fixed rates and generous terms on boats, motorcycles, and recreational vehicles.
Loan Application | Rates

Private Education Loans
 Private Education Loans help fill the gap between the cost of attending college and traditional financial aid such as scholarships, grants, and federal loans. Click here for additional information.

Payday Alternative Loan
Don't let payday lenders get their hands in your pocket. Payday Alternative Loans (PAL) are available at your credit union. When you need a PAL, just call us. Contact our loan department for complete details on how we can help you break the payday loan cycle.

Share/Certificate Secured Loans
BMI FCU offers loans secured by the funds you have on deposit in a share account or certificate. This is a good option for members trying to establish credit. It also allows members with funds on deposit to borrow instead of depleting your share account or cashing in your certificate. You continue to earn dividends on the funds you have deposited even though they are pledged as collateral on your loan.
Loan Application | Rates

Anytime Adviser Online Credit Management Coach
Learn how to manage your credit better with our Anytime Adviser Credit Management Coach.