How to Vacation On a Budget

Our Favorite Tips

family at beach

Summer is officially here, which for many means the start of summer vacation and relaxing away from the office. But if you can’t afford to take an exotic vacation or are worried about how it could adversely affect your budget, there are ways to get away without spending an arm and a leg. Here are some of our favorite tips:

  1. Budget, budget, budget. Do you have your heart set on exploring wine country or taking the kids to Disneyland? Trips like this can be pricey, but if you take the time to plan it can be done. Pick a date that’s far enough out in advance that you can begin saving the money you need, then figure out how much you need to make your trip happen and start saving. Using an app like My Finance Tool in Online Banking is a great way to help you stay on track, because it allows you to set a goal, see how close you are to reaching it and also keeps you accountable in regards to your spending. 

  2. Consider a weekend trip. Is going away for a week or two completely out of the question? Try going away for a weekend instead - you’ll still feel like you’re taking a break from the daily grind and just getting away for a day or two can give you the boost you need to come back with your energy renewed and batteries charged.

  3. Think about a road trip. If you can’t afford the cost of airfare, try to find a place where you can drive instead. Driving would cut down on big expenses such as airfare, baggage fees, rental car fees, etc. that come along with flying. Plus, driving allows you to take in the sights along the way, which could add further excitement and variety to your trip.

  4. Look into a bundle. If the cost of airfare combined with other expenses has you freaking out inside, try looking into a bundle deal. Some travel sights, such as Expedia, Trivago and Hotwire offer deals where you can bundle airfare, hotel and car rental fees together for an overall cost that is significantly cheaper than booking everything separately. According to this article from the New York Times, bundling your vacation can sometimes save you as much as $2,000.

  5. Explore your city as a tourist. You don’t have to go away to an exotic location to find something new and exciting, it could be as simple as looking in your own backyard. Try exploring your own city through the eyes of a tourist – Are there any interesting museums or historical landmarks? What’s the best local restaurant? Are there any fun events or festivals going on? Try looking at your city through a new lens and you’ll be surprised by the hidden treasures you may find.


You can make yours a summer to remember, no matter what your budget looks like. Use these tips, and you can enjoy a fantastic getaway that won’t break the bank!