Business Checking Accounts

doctor and nurse shaking patients hand smiling
No matter how many transactions your company requires, we offer checking accounts to meet all your business needs.

In addition to your ideal account, you will have access to our convenient benefits and services for your Central Ohio business!

Business Checking

Our Business Checking is great for smaller businesses with fewer transactions and carry a lower balance. With a small Business Checking account you'll get:

  • 0-200 FREE transactions per month, then $0.20 per transaction+
  • No monthly fee with balances over $1,000

Visa Debit Buisiness
Commercial Checking

Our Commercial Checking is perfect for businesses with monthly transactions and large balances. With a Commercial Checking account you'll get:

  • 0-500 FREE transactions per month, then $0.20 per transaction+
  • No monthly fee with balances over $5,000
  • Earn dividends on balances of $1,000 or greater

Business Checking Accounts

Product Minimum Daily
Account Balance
Rate APY1Print Business Checking
Commercial Checking2 $1,000 or greater 0.05% 0.05%
Rates effective 12:00 am on Tuesday, July 31, 2018
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.
2 A $10.00 monthly fee if balance falls below the $5,000 minimum balance.

Additional Benefits

Review our Fee Schedule for additional information on our business accounts. Our accounts offer the following FREE benefits:

Online Banking Account Alerts
Mobile Banking Visa Card Alerts with MyCardRules^
Bill Pay Shared Branching Network
My Finance Tool Nearly 30,000 Surcharge-free ATMs

Order Checks

Anytime day or night, you can Re-Order Checks*. For assistance, contact a Member Service Representative at 614.707.4000, or visit any of our branches in Dublin, Columbus, or Westerville.

ACH Services

Send money quickly and easily without using paper checks, cash or credit card networks. By adding this service you can:

  • Send money electronically to a business or person
  • Send money to multiple people via batch
  • Set up payroll for your business
  • Automatically collect payments

Night Depository Services

Drop off your deposits when it's convenient for you. Add this service and you receive the following benefits:

  • Nightly deposits kept secure in night depository facility
  • Two free lock bags per month


+Transactions include: Checks cleared, checks deposited, debit card transactions, and all external debits and credits. (Internal transfers not included) 
^Visa Card Alerts are provided at no additional cost. However, you may incur charges to send or receive information for internet, cellular or other data services from your wireless carrier. MyCardRules is a mobile application developed and maintained by Jack Henry and Associates for financial institutions that use JHA Card Processing SolutionsTM card processing.
*Costs of checks vary based on selection and Loyalty Rewards status.
BMI Federal Credit Union reserves the right to terminate an account relationship if an account owner engages in unlawful internet gambling or other activities prohibited by law.


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