Business Visa Platinum Credit Card

Show Them You Mean Business with a Business VISA Credit Card 


With a Business Visa Platinum Credit Card from BMI Federal Credit Union, you are well positioned meet all your daily business requirements, hassle-free.
white visa credit card


Feel Secure When You Use Your Card

Get enhanced fraud protection and extra coverage:

  • 0% liability* if your card is ever lost or stolen
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting

Contact a Business Lending Manager
Getting started is easy: Contact Business Services at 614.707.4000, to learn more and begin your application process. To get started, you will be asked to present the following forms: 

  • 2 Years of Personal Tax Returns of all Guarantors

Business Account Requirements
View our checklist of required forms to open your new Business Account.


*Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. 

Application and Solicitation Disclosure

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases

11.74% to 16.74%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

11.74% to 16.74%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

11.74% to 16.74%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

 

Fees

Annual Fee
- Annual Fee


None
Transaction Fee
- Foreign Transaction Fee

1.00%
of each transaction in US dollars
Penalty Fees
- Late Payment Fee
- Returned Payment Fee

Up to $25.00
Up to $25.00

How We Will Calculate Your Balance:
We use a method called "average daily balance (including new purchases)."

Effective Date:
The information about the costs of the card described in this application is accurate as of: April 03, 2018
This information may have changed after that date. To find out what may have changed, contact the Credit Union.

For California Borrowers, the Business Visa Platinum and Business Visa Platinum Secured are secured credit cards. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. Notwithstanding the foregoing, you acknowledge and agree that during any periods when you are a covered borrower under the Military Lending Act your credit card will be secured by any specific Pledge of Shares you grant us but will not be secured by all shares you have in any individual or joint account with the Credit Union. For clarity, you will not be deemed a covered borrower if: (i) you establish your credit card account when you are not a covered borrower; or (ii) you cease to be a covered borrower.

Other Fees & Disclosures:

Late Payment Fee:
$25.00 or the amount of the required minimum payment, whichever is less, if you are 15 or more days late in making a payment.

Returned Payment Fee:
$25.00 or the amount of the required minimum payment, whichever is less.


LoanLiner logo
03400649-MXC10-P-033018 (MXC101-E)

 

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BMI Federal Credit Union reserves the right to terminate an account relationship if an account owner engages in unlawful internet gambling or other activities prohibited by law.