Holiday Club Accounts

Make Saving for Holiday Shopping Simple

A Holiday Club savings account is the perfect way to save for the holiday season. Open a Holiday Club account anytime throughout the year, and earn a higher dividend rate than your Regular Share savings account. Your entire saved balance will then be automatically deposited into your Regular Share Savings or Checking Account on or after October 31. See current rates below. 

Opening Your Holiday Club Savings Account

Opening a Holiday Club savings account is fast and easy, and can be achieved through Online Banking.

Step 1   Select Services from the Online Banking main menu bar, then select Add Subshare
Step 2   From the drop down boxes, select Savings/Money Market for your Account Type, and Holiday Club for your Share Type.
Step 3   You can fund the account by transferring money from one of your existing BMI FCU savings or checking accounts, or create the account without an initial deposit.
Step 4   You may choose to set up a recurring transfer or payroll deduction to make saving easy and automatic.

Not Yet a BMI Federal Credit Union Member? Join today! 

Open an Account

View Current Rates 

Holiday Club | BMI Federal Credit Union

Product Minimum Maximum Rate APY1Print Savings and Money Markets
Regular Share Savings $5.00 N/A 0.05% 0.05%
BMI Change Jar: Tier 1 $0.00 $2,500.00 1.98% 2.00%
BMI Change Jar: Tier 2 $2,500.01 N/A 0.05% 0.05%
Holiday Club $0.00 N/A 0.25% 0.25%
Plus Money Market: Tier 1 $2,500.00 $9,999.99 1.78% 1.80%
Plus Money Market: Tier 2 $10,000.00 $24,999.99 1.88% 1.90%
Plus Money Market: Tier 3 $25,000.00 N/A 1.98% 2.00%
Platinum Plus Money Market $50,000.00 N/A 2.18% 2.20%
Savings and Money Market rates effective 2:30 pm on Friday, January 6, 2023
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.

Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other benefits for services.

Return to Savings Accounts