BMI Federal Credit Union
Money Market Savings
A Little More in Your Account
A Money Market account is perfect for our credit union members who hold $2,500 or higher in savings. While this account requires a higher minimum balance, it does earn higher dividends. If you already maintain or plan on holding onto more of your savings, this account is perfect for your banking needs.
Open an Account
Dividends are tiered according to your minimum savings balance. Our Platinum Plus Money Market Account deducts no monthly fee, but requires a minimum balance of $50,000.
Money Market | BMI Federal Credit Union
| Product |
Minimum |
Maximum |
Rate |
APY1 |
| Regular Share Savings |
$5.00 |
N/A |
0.05% |
0.05% |
| BMI Change Jar: Tier 1 |
$0.00 |
$2,500.00 |
1.98% |
2.00% |
| BMI Change Jar: Tier 2 |
$2,500.01 |
N/A |
0.05% |
0.05% |
| Holiday Club |
$0.00 |
N/A |
0.25% |
0.25% |
| Plus Money Market: Tier 1 |
$2,500.00 |
$9,999.99 |
1.78% |
1.80% |
| Plus Money Market: Tier 2 |
$10,000.00 |
$24,999.99 |
1.88% |
1.90% |
| Plus Money Market: Tier 3 |
$25,000.00 |
N/A |
1.98% |
2.00% |
| Platinum Plus Money Market |
$50,000.00 |
N/A |
2.18% |
2.20% |
Savings and Money Market rates effective 2:30 pm on Friday, January 6, 2023
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.
Loyalty Rewards
Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other benefits for services.