Youth Certificates

It's Never Too Early to Savedad with son on a bike

Youth Certificates are for children and teens, ages 0 to 17, to encourage and allow for smart savings with their very own Certificate. Youth Certificate owners must have their own account number. 

Youth Certificates

For another smart way to save, open a Youth Certificate with just $50. You can add money to this account any time, so it's perfect for birthday money or chore allowance. This account also earns a higher dividend than a regular savings account. 

Youth Certificates | Ohio Credit Union Savings Account | BMI FCU

Product Term in Months Minimum Rate APY1Print Youth CD
Youth Certificate 12 Months $50.00 3.75% 3.80%
Youth Certificate rates effective 2:30 pm on Friday, January 6, 2023
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.

Get Started Today

Get your kids off to the right start, with a Youth Certificate. Any BMI Federal Credit Union member can open this account over the phone by calling 614.707.4000, or by stopping in any of our five branches in Dublin, Columbus, or Westerville. Branch visits are currently by appointment only. 

Additional Youth Services & Resources

Explore all our Youth Services, where you'll additional options for savings, find helpful articles, explore interactive online learning, and more! You also have access to our FREE comprehensive Financial Education Program.