Holiday Clubfall and winter leaves

Helping You Get More When You Need it Most

For many of us, our financial accounts see the most activity during the holidays. Sales encourage us to save our shopping for the fall, the holidays cost us in gifts and donations, and those cold winter months cause a spike in our energy bills. Financial trouble during this important time of year should be the last thing on your mind. 

A Holiday Club Account Helps You

This account can be opened at any time throughout the year. Add this Subshare through Online Banking by clicking Services in the Menu, and select Add Subshare. Begin making deposits to this account, and earn a higher dividend rate than your Regular Share Savings account.

Open an Account

On November 1, BMI Federal Credit Union then deposits the amount saved straight into your Regular Share Savings or Checking Account.

Holiday Club

Product Minimum Maximum Rate APY1Print Savings and Money Markets
Regular Share Savings $5.00 N/A 0.05% 0.05%
BMI Change Jar: Tier 1 $0.00 $2,500.00 1.99% 2.00%
BMI Change Jar: Tier 2 $2,500.01 N/A 0.05% 0.05%
Holiday Club $0.00 N/A 0.15% 0.15%
Plus Money Market: Tier 1 $2,500.00 $9,999.99 0.10% 0.10%
Plus Money Market: Tier 2 $10,000.00 $24,999.99 0.15% 0.15%
Plus Money Market: Tier 3 $25,000.00 N/A 0.15% 0.15%
Platinum Plus Money Market $50,000.00 N/A 0.20% 0.20%
Savings and Money Market rates effective 1:00 pm on Wednesday, September 9, 2020
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.

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