How to Save for Your Pot of Gold
Are You Feeling Lucky?
As you start to come out of that winter hibernation (any day now, Ohio), you start to think about all your plans for spring. Will you finally get the deck built? Will you repair the roof? Will you be able to take that vacation in the summer? With some helpful tips from BMI Federal Credit Union, the answer to all that and more, is YES! We’ve got all the ways to help you save for, well…whatever is on your list!
We can confidently say that no one does mortgages like BMI Federal Credit Union. Not only do we have competitive fixed and adjustable rates, but we offer a First Time Homebuyer Program designed to help where you need it most. We are also with you every step of the way, for the entire life of your mortgage.
Learn more about Mortgages.
Check out a Home Equity Line of Credit
Sometimes you need to put off much needed repairs or renovations to your home due to budget or time constraints. Yet this can result in higher costs down the road for repairs, and potential depreciation of the value of your home. BMI Federal Credit Union has you covered there. With a HELOC from BMI Federal Credit Union, you’ll have everything you need to stick to your plan and your budget. But that’s not all…right now you can earn a $200 cash bonus* just for getting one!
Learn more about HELOCs.
Transfer Your Balance
Hey, credit card debt happens, but it shouldn’t ruin your otherwise thrifty track record. When you need a little extra time to pay off your card, a Zero Balance Transfer from BMI Federal Credit Union can help. How does it work? Transfer your existing credit card balance to a new BMI Federal Credit Union Visa Platinum Credit Card, and you’ll get 0% introductory APR (annual percentage rate) on your balance transfer for 6 months! The 0% interest only applies to your balance transfer (i.e. you’ll still accrue interest on purchases), so it’s a great little incentive to “park” your balance for a couple months while you catch up, interest free. Go on, hit the pause button, and save a little!
See details and disclosure for a BMI FCU balance transfer.
Refinance Your Auto Loan
Perhaps your heavy car payments weighing your down, or perhaps you're looking to pay your car off sooner than your current agreement. Refinance your auto loan with BMI Federal Credit Union! Not only will you get competitive, low rates, but right now you can earn a $250 cash bonus** just to refinance!
Refinance your auto loan.
Spring is the perfect time to start feeling resourceful and motivated. Check out our comprehensive suite of personal savings accounts and certificates! In addition to your Regular Share Savings account (your base savings account), we offer Money Market accounts, youth accounts, and Holiday Club savings. You’ll also find short and long term certificate accounts and IRAs!
Explore your savings options.
We just can’t say enough about our award-winning Financial Education Program! Call or schedule online for a Certified Financial Coach to help you with your financial needs. These sessions are free, confidential, and narrowly tailored to whatever you choose! Spring is also our favorite time for community workshops, all free and open to the public. These events are designed with your needs in mind, covering everything from home buying, to social security, to saving for college, to building a budget. If you don’t have the time to visit us at a workshop, we’ve got an Online Resource Center with plenty of materials to keep you feeling financially confident.
Check out the Program.
Enjoy the Wealth
No matter what your need, we’ve got you covered. Call us at 614.707.4000, explore online at www.bmifcu.org, or visit us in any of our five branches in Dublin, Westerville, and Columbus. We look forward to serving you!
*Mention promo code HE2019. Applications must be received between March 1 and June 30, 2019 with loan disbursed by July 31, 2019. A $200 cash bonus will be deposited into member’s account within 10 days after loan disbursement. Cash bonus may be considered income and reported on 1099 MISC or 1099 INT. Existing BMI FCU loans are not eligible for this offer. Minimum requirements to be eligible for cash bonus: minimum credit limit of $5,000, initial draw of $5,000, and automatic loan payment from a BMI FCU savings or checking account. Fees required to open line of credit will range from $250 to $750. Must carry insurance on the property. Owner occupied properties in Ohio only. This is a variable rate plan, APR may change quarterly. Maximum APR is 18.00%. Minimum APR is 3.00%. APR = Annual Percentage Rate. Rate as of January 31, 2019. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility requirements apply. Equal Housing Lender.
**Mention promo code REFI2019 when applying in person or add to the comment section when applying online. Cash bonus of $250 will be given for the refinance of each auto loan from another financial institution. Cash bonus will be deposited into the member's account within 10 business days after the loan is funded. Minimum loan amount of $5,000, automatic loan payment setup, and eStatements are required for cash bonus. Cash Bonus may be considered income and reported on 1099-MISC or 1099-INT. Existing BMI FCU loans are not eligible for this offer. Membership eligibility requirements apply. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Offer ends December 31, 2019.