Visa with Rewards

Earn Triple Points on Everyday Purchases

Earning rewards just got easier with triple points.

Now you earn triple points for everyday spending using your BMI Federal Credit Union Visa® Credit Card with Rewards. It's simple. There's no need to visit special websites or make purchases at specified merchants to earn points. Use your BMI FCU Visa Credit Card with Rewards anywhere and earn triple the points to use toward gift cards and travel anywhere in the world. When you're ready to redeem, simply log in to your account, select your award, and order.

You'll be enjoying life's Rewards in no time!

Not looking for a variable card with rewards? Check out our Platinum Visa credit card instead.

Apply for a BMI FCU Credit Card with Rewards today!

 

Our credit cards are designed to benefit our members and their needs. We also offer a Share-Secured Visa Credit Card for individuals who are establishing credit.

IMPORTANT CREDIT CARD DISCLOSURES: The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card are accurate as of the effective date of June 1, 2017. You can call Us at (614) 707-4000 or write Us at 6165 Emerald Parkway, Dublin OH 43016 to inquire if any changes have occurred since the effective date.

Current Visa Interest Rates & Interest Changes

Annual Percentage Rate (APR) For Purchases

VISA Platinum and VISA Platinum Secured: 9.90% - 17.90% when You open Your Account, based on Your creditworthiness.

VISA With Rewards and VISA With Rewards Secured: 13.49% - 18.00% when You open Your account, based on Your creditworthiness. After that, Your APR will vary with the market based on the Prime Rate.

Annual Percentage Rate (APR) For Balance Transfers

VISA Platinum and VISA Platinum Secured: 9.90% - 17.90% when You open Your Account, based on Your creditworthiness.

VISA With Rewards and VISA With Rewards Secured: 0.00% Introductory APR for 6 months from the date of the first transfer when transfers are completed within 30 days from date of Account opening. 

After that, Your APR will be 13.49% - 18.00% based on Your creditworthiness when You open Your Account. This APR will vary with the market based on the Prime Rate.

Annual Percentage Rate (APR) For Cash Advances

VISA Platinum and VISA Platinum Secured: 9.90% - 17.90% when You open Your Account, based on Your creditworthiness.

VISA With Rewards and VISA With Rewards Secured: 13.49% - 18.00% when You open Your Account, based on Your creditworthiness. After that, Your APR will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date.
For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at:  http://www.consumerfinance.gov/learnmore


Fees
Annual Fee For VISA With Rewards and VISA With Rewards Secured, $49.00.

Transaction Fees

  • Foreign Transaction

1.00% of each foreign currency transaction in U.S. Dollars

1.00% of each U.S. Dollar transaction that occurs in foreign country

Penalty Fees

  • Late Payment
  • Returned Payment

Up to $25.00

Up to $25.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."