Truth in Savings Certificates

Share Certificates and IRAs are short and long-term savings products to make savings easy. Below are the current rates and Truth in Savings Disclosure. 

Truth in Savings Certificate Disclosure Page

Product	Term in Months	Minimum	Rate	APY1
3 Month Share Certificate	3 Months	$500.00	2.72%	2.75%
6 Month Share Certificate	6 Months	$500.00	4.27%	4.34%
12 Month Share Certificate	12 Months	$500.00	4.27%	4.34%
18 Month Share Certificate	18 Months	$500.00	4.18%	4.25%
24 Month Share Certificate	24 Months	$500.00	4.18%	4.25%
30 Month Share Certificate	30 Months	$500.00	3.98%	4.04%
36 Month Share Certificate	36 Months	$500.00	3.98%	4.04%
42 Month Share Certificate	42 Months	$500.00	3.93%	3.99%
48 Month Share Certificate	48 Months	$500.00	3.93%	3.99%
54 Month Share Certificate	54 Months	$500.00	3.89%	3.95%
60 Month Share Certificate	60 Months	$500.00	3.89%	3.95%

Certificate rates effective 12:00 am on Tuesday, October 31, 2023

¹ APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.

Truth in Savings Certificate Disclosure Page

Product	Term in Months	Minimum	Rate	APY1
24 Month Bump Certificate	24 Months	$500.00	3.69%	3.74%
36 Month Bump Certificate	36 Months	$500.00	3.79%	3.84%

Bump rates effective 12:00 am on Tuesday, October 31, 2023

¹ APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.

Truth in Savings Certificate Disclosure Page

Product	Term in Months	Minimum	Rate	APY1
Youth Certificate	12 Months	$50.00	4.75%	4.84%

Youth Certificate rates effective 12:00 am on Tuesday, October 31, 2023

¹ APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.