BMI FCU Business Online Banking eGuide - page 5

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Fraud Prevention Tips
>
 Do not open email attachments or click on a link from
unsolicited sources.
>
 Avoid completing email forms or messages that ask for
personal or financial information.
>
 Do not trust an email asking you to use a link for verification of
login or account details.
>
 Monitor your account transactions for unauthorized use.
>
 Shred old financial information, invoices, charge receipts,
checks, unwanted pre-approved credit offers and expired
charge cards before disposing of them.
>
 Contact the sender by phone if you are suspicious of an email
attachment.
Your financial institution will never send unsolicited emails asking
you to provide, update, or verify personal or confidential information
via return email. If you receive an email inquiry allegedly from your
financial institution, please report the incident to a Member Service
Representative as quickly as possible.
To mitigate the risk of online fraud and identity theft, your first and best
protection is awareness. For additional security information visit the
Security Center at
.
Phishing
Phishing is an online scam tactic that is used to lure users into
unknowingly provide personal data, such as credit card information
or login IDs and passwords. Using spoof (look-a-like) emails and
websites, the tactic attempts to gain the trust of unsuspecting targets
and convince them that vital information is being requested by a
vendor they may already have a relationship with, such as their bank.
Identity Theft
It is important that our members are aware of the dangers of identity
theft. Identity theft can occur when criminals find a way to steal your
personal or other identifying information and assume the use of that
data to access your personal accounts, open new accounts, apply for
credit in your name, purchase merchandise and commit other fraud or
related crimes using your identity.
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