Certificates & IRAs

Secure Savings Products for Financial Freedom

Certificates and Individual Retirement Accounts (IRAs) are long-term savings products. These banking products are designed with your future in mind, for your peace of mind.

Whether you are creating a savings account for your children, a special event or occasion, or for your long term financial plans, you can enjoy the security of a BMI Federal Credit Union Certificate or IRA.

Open an Account

Certificates

Customize your savings plan with Share, Bump, and Youth Certificates. Learn more below:

Individual Retirement Accounts (IRAs)

We offer a variety of IRAs. For your safety and peace of mind, our IRA and ESA products are federally insured for $250,000 per account. Each credit union member receives an additional $250,000 in Excess Share Insurance for a total of $500,000 in deposit protection. Explore your options:

Traditional IRA: A Traditional IRA allows you to save for retirement with tax-deferred earnings.
Roth IRA: A Roth IRA helps you save for retirement with the potential for future tax-free income.
Coverdell Education Savings Account (ESA): An ESA is an easy way to start saving for a child’s education.

Learn more: What is the difference between a Roth IRA and a Traditional IRA?

Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other benefits for services.

Visit any one of our five branches in Dublin, Columbus, or Westerville, or call us at 614.707.4000