BMI Federal Credit Union
Certificates & IRAs
Secure Deposits for Financial Freedom
Certificates and Individual Retirement Accounts (IRAs) are long-term savings products. These products are designed with your future in mind, for your peace of mind.
Whether you are creating a savings account for your children, a special event or occasion, or for your long term financial plans, you can enjoy the security of a BMI Federal Credit Union Certificate or IRA.
Open an Account
IRA Options
We offer Traditional, Roth, and SEP IRAs, as well as Education Savings Accounts (ESA). For your safety and peace of mind, our IRA and ESA products are federally insured for $250,000 per account. Each credit union member receives an additional $250,000 in Excess Share Insurance for a total of $500,000 in deposit protection.
BMI Federal Credit Union could not succeed without the loyalty of our members, so we have introduced Loyalty Rewards. Rewards are based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other perks for services.