BMI Federal Credit Union
Level Up Your Checking with Platinum Checking
Maximize Your Earnings with Platinum Checking from BMI FCU
Along with all our standard great benefits, our Platinum Checking pays a competitive monthly dividend and is ideal for members who maintain higher checking balances. With tiered dividend rates based on your account balance, you can earn more on your checking funds while enjoying exclusive perks.
Platinum Checking Account | Higher Balance | BMI FCU
| Product |
Minimum |
Maximum |
Rate |
APY1 |
| Platinum Checking: Tier 12 |
$2,500.00 |
$9,999.99 |
0.05% |
0.05% |
| Platinum Checking: Tier 22 |
$10,000.00 |
$24,999.99 |
0.10% |
0.10% |
| Platinum Checking: Tier 32 |
$25,000.00 |
N/A |
0.10% |
0.10% |
Platinum Checking rates effective 3:00 pm on Thursday, January 8, 2026
1 APY = Annual Percentage Yield. Rates are subject to change without notice.The Platinum Checking accounts are tiered rate accounts. If your daily balance is from $2,500.00 to $9,999.99, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply. If your daily balance is $10,000.00 to $24,999.99, the second dividend rate and annual percentage yield listed for this account will apply. If your daily balance is $25,000.00 or greater, the third dividend rate and annual percentage yield listed for this account will apply. Once a particular range is met, the dividend rate and annual percentage yield for that balance
range will apply to the full balance of your account.
2 A $4.95 monthly fee if balance falls below the minimum.
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Earn a $200 Cash Bonus*
Right now, new members can earn a $200 cash bonus* for opening a new platinum checking account at BMI Federal Credit Union! Mention the code NEWCHK26, or enter it when opening an account online.
Plus, get entered for the chance to win free groceries for a month**!
Great Benefits
Go paperless and get your BMI Federal Credit Union statements electronically in Online Banking
Loyalty Rewards
Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rates, increased dividends, and other benefits for services.
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*Enter promo code NEWCHK26 when applying online or mention when applying in person. Cash bonus of $200 will be deposited in the member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends March 31, 2026.
**Sweepstakes Official Rules: No purchase necessary to enter or win. Purchase does not improve your chances of winning. To enter, raffle tickets will be awarded for an new Platinum, Starting Over, or Free Checking account opened that month, or mail a postcard with your name, address and email address to BMI Federal Credit Union, Attn: Marketing, 6165 Emerald Parkway, Dublin, OH 43016. One mail-in entry per person per month. Must be a resident of Ohio and at least 18 years or older to enter. Entries must be received by the last day of each month in 2026. Not responsible for lost, late, misdirected, incomplete, or illegible entries. Winners will be selected in a random drawing from all eligible entries received each month. Drawing will be held on or before the 10th day of following month of the qualifying period. Any entries not selected in a Drawing Period will NOT be entered in subsequent grocery drawings. Winners will be notified by email/phone and a cash bonus will be deposed in their savings account within 5 business days. There will be twelve (12) $540 monthly prizes awarded. Unclaimed prizes will not be awarded. BMI FCU employees, their immediate family, and official family members are not eligible to win. Cash prize may be considered income and reported on 1099 MISC or 1099INT. Taxes are the responsibility of the winner. BMI FCU may end or amend sweepstakes at any time. Odds of winning depend on the number of eligible entries received for the drawing. Void where prohibited, taxed or restricted. Official winners list available upon written request.
