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Level Up Your Checking with Platinum Rewards | BMI Federal Credit Union

Along with all our standard great benefits, our Platinum Checking pays a competitive monthly dividend and is ideal for members who maintain higher checking balances. With tiered dividend rates based on your account balance, you can earn more on your checking funds while enjoying exclusive perks.

Loyalty Rewards

As a Platinum Checking account holder, you'll have access to our Loyalty Rewards program, which offers additional benefits like loan rate discounts and bonus dividends based on your total loan and deposit balances with BMI Federal Credit Union.

Great Benefits

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Platinum Checking Account | Better Rates for Higher Balances | BMI FCU

Product Minimum Maximum Rate APY1Print Platinum Checking
Platinum Checking: Tier 12 $2,500.00 $9,999.99 0.05% 0.05%
Platinum Checking: Tier 22 $10,000.00 $24,999.99 0.10% 0.10%
Platinum Checking: Tier 32 $25,000.00 N/A 0.10% 0.10%
Platinum Checking rates effective 12:00 am on Sunday, March 31, 2024
1 APY = Annual Percentage Yield. Rates are subject to change without notice.The Platinum Checking accounts are tiered rate accounts. If your daily balance is from $2,500.00 to $9,999.99, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply. If your daily balance is $10,000.00 to $24,999.99, the second dividend rate and annual percentage yield listed for this account will apply. If your daily balance is $25,000.00 or greater, the third dividend rate and annual percentage yield listed for this account will apply. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
2 A $4.95 monthly fee if balance falls below the minimum.


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