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Level Up Your Checking with Platinum Checking

Along with all our standard great benefits, our Platinum Checking pays a competitive monthly dividend and is ideal for members who maintain higher checking balances. With tiered dividend rates based on your account balance, you can earn more on your checking funds while enjoying exclusive perks.

Platinum Checking Account | Better Rates for Higher Balances | BMI FCU

Product Minimum Maximum Rate APY1Print Platinum Checking
Platinum Checking: Tier 12 $2,500.00 $9,999.99 0.05% 0.05%
Platinum Checking: Tier 22 $10,000.00 $24,999.99 0.10% 0.10%
Platinum Checking: Tier 32 $25,000.00 N/A 0.10% 0.10%
Platinum Checking rates effective 12:00 am on Monday, September 30, 2024
1 APY = Annual Percentage Yield. Rates are subject to change without notice.The Platinum Checking accounts are tiered rate accounts. If your daily balance is from $2,500.00 to $9,999.99, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply. If your daily balance is $10,000.00 to $24,999.99, the second dividend rate and annual percentage yield listed for this account will apply. If your daily balance is $25,000.00 or greater, the third dividend rate and annual percentage yield listed for this account will apply. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
2 A $4.95 monthly fee if balance falls below the minimum.


Earn a $300 Cash Bonus*

Right now, new members can earn a $300 cash bonus* for opening a new platinum checking account at BMI Federal Credit Union! Mention the code NEW24, or enter it when opening an account online.

Great Benefits

Go paperless and get your BMI Federal Credit Union statements electronically in Online Banking

Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rates, increased dividends, and other benefits for services.

*Enter promo code NEW24 when applying online or mention when applying in person. Cash bonus of $300 will be deposited in the member’s savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new free checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends December 31, 2024.

+Card Alerts are provided at no additional cost from BMI FCU. Message and Data rates may apply. MyCardRules is a registered trademark of Jack Henry & Associates, Inc.®