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Starting Over Checking Account | BMI Federal Credit Union

A New Beginning for Your Finances

Everyone deserves a second chance, especially when it comes to managing their finances. At BMI Federal Credit Union, we understand that life can throw unexpected challenges your way. That's why we offer the Starting Over Checking account - a supportive program designed to help you rebuild your financial health and get back on track.

How Starting Over Works:

  • Direct Deposit: To participate in the program, you'll set up a recurring direct deposit into your Starting Over Checking account. This ensures a steady, reliable influx of funds, helping you establish a consistent income flow and build financial stability.
  • Financial Education: As part of the program, you'll work with one of our Financial Coaches through our Financial Education Program. Our Financial Coaches are Certified Credit Union Financial Counselors (CCUFC) accredited through Credit Union National Association (CUNA).They will provide personalized guidance and support, helping you develop a budget, manage debt, and establish positive financial habits.
  • 12-Month Commitment: Maintain your Starting Over Checking account in good standing for 12 months, and you'll become eligible to transition to our Free Checking account, enjoying all its added benefits and features.

Enjoy These Great Benefits

While you're working to re-establish your financial footing, you'll still enjoy many of the convenient features that come with all BMI FCU checking accounts, such as:

Unlock More Benefits with Loyalty Rewards

As a Starting Over Checking account holder, you may also qualify for our Loyalty Rewards program. Based on your combined loan and deposit balance, you can earn benefits like reduced loan rates, increased dividends, and more. It's our way of saying thank you for your commitment to rebuilding your financial health with BMI Federal Credit Union.

Get Started on Your Financial Fresh Start

If you're ready to take charge of your finances and build a brighter future, BMI Federal Credit Union is here to support you every step of the way. Open a Starting Over Checking account today and start your journey towards financial wellness.

+Card Alerts are provided at no additional cost from BMI FCU. Message and Data rates may apply. MyCardRules is a mobile application developed and maintained by Jack Henry and Associates for financial institutions that use JHA Card Processing Solutions™ for card processing.

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