woman blowing snow from her hands in the woods

Holiday Club Accounts

Saving for Holiday Shopping Made Simple

Open a Holiday Club account anytime throughout the year, and earn a higher dividend rate than your Regular Share savings account. Your entire saved balance will then be automatically deposited into your Regular Share Savings or Checking Account on or after October 31. It is the perfect way to save for the holiday season!

Opening Your Holiday Club Savings Account

  • Select Services from the Online Banking main menu, then select Add Subshare.
  • Select Savings/Money Market for your Account Type, and Holiday Club for your Share Type.
  • Fund the account by transferring money from your existing BMI FCU account, or create the account without an initial deposit.
  • Make saving easy and automatic by setting up a recurring transfer or payroll deduction.

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Holiday Club | BMI Federal Credit Union

Product Minimum Maximum Rate APY1Print Savings and Money Markets
Regular Share Savings $5.00 N/A 0.05% 0.05%
BMI Change Jar: Tier 1 $0.00 $2,500.00 1.98% 2.00%
BMI Change Jar: Tier 2 $2,500.01 N/A 0.05% 0.05%
Holiday Club $0.00 N/A 0.03% 0.25%
Plus Money Market: Tier 1 $2,500.00 $9,999.99 1.98% 2.00%
Plus Money Market: Tier 2 $10,000.00 $24,999.99 2.27% 2.29%
Plus Money Market: Tier 3 $25,000.00 N/A 2.57% 2.60%
Platinum Plus Money Market $50,000.00 N/A 2.80% 2.84%
Savings and Money Market rates effective 12:00 am on Tuesday, October 31, 2023
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.

Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other benefits for services.

Need Help?

  • Contact a Member Service Representative at 614.707.4000
  • Visit any of our five branches in Dublin, Columbus or Westerville