Financial Education: Borrowing and Credit

Learning Modules

Learn about how credit is measured and the impact it can have on your financial goals.

Learn how credit cards work, what features to look for, and how to manage a credit card responsibly.

Calculator

Use this "Credit Card Payoff Calculator" to determine how long it will take to pay off a credit card.

Resource Articles

Learn about borrowing money and what you need to know to avoid falling into overwhelming debt.

Learn how interest can make a big difference in the money you earn and the money you owe.

Learn how refinancing can help you get into a loan with terms that are better for your situation.

Breakdown of a Credit Score

Learn how credit scores are calculated and why they are important.

See how a credit score is calculated and what it means.

Boost Your Credit Score

Pick up tips on how to maintain a healthy credit score. 

Using Your Credit Card

Learn a simple strategy for credit card use.

Learn how paying your balance in full and on time is the "Best Way to Use Your Credit Card" responsibly.

Loan Basics

Learn about different loan types and some loan basics before borrowing money.

Brush up on some common lending terms and what questions to ask yourself in preparation for applying for a loan. 

Predatory Lending

Dive into the darker side of consumer finance and learn about payday lenders, check cashers, pawnshops, and other high-cost alternative financial services providers.