Current Rates

Below are rates for our most popular products. For other rates, browse the specific product pages.

Auto Loans

Visit our Auto page for more detail about our auto programs.

Current Loan & Saving Rates

Product Rate APR1 as low asPrint Auto Loans
24 Month Auto2 4.040% 4.040%
36 Month Auto3 4.140% 4.140%
48 Month Auto4 4.240% 4.240%
60 Month Auto5 4.340% 4.340%
72 Month Auto6 4.440% 4.440%
84 Month Auto7 5.040% 5.040%
Auto Loan rates effective 12:00 am on Wednesday, August 31, 2022
1 APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.
2 $20,000 vehicle loan with no down payment will have payments of $870.33 for 24 months.
3 $20,000 vehicle loan with no down payment will have payments of $592.77 for 36 months.
4 $20,000 vehicle loan with no down payment will have payments of $454.56 for 48 months.
5 $20,000 vehicle loan with no down payment will have payments of $372.11 for 60 months.
6 $20,000 vehicle loan with no down payment will have payments of $317.55 for 72 months.
7 $30,000 vehicle loan with no down payment will have payments of $425.52 for 84 months.

Mortgages 

Visit our Mortgages for more detail about our mortgage loans.

Current Loan & Saving Rates

Product Term Mortgage Rate APR1 as low asPrint Mortgages
15 Year Fixed Mortgage2 180 6.250% 6.492%
20 Year Fixed Mortgage3 240 6.750% 6.947%
30 Year Fixed Mortgage4 360 6.750% 6.900%
3/1 ARM5 360 5.090% 6.712%
5/1 ARM6 360 5.190% 6.477%
7/1 ARM7 360 5.390% 6.357%
3/3 ARM8 360 5.340% 5.999%
5/5 ARM9 360 5.540% 5.846%
10/1 ARM10 360 5.750% 6.348%
Mortgage rates effective 9:30 am on Thursday, September 29, 2022
1 APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Above rates available on conventional owner-occupied single family purchases and refinances. Rates for First Time Home Buyer, second/vacation home loans, and loans over $647,200 will be higher. Discount points are available to reduce your rate. Payments stated include principal and interest only and does not include tax or insurance, your actual payment may be larger. No pre-payment penalty. The annual percentage rate is the cost of credit over the loan expressed as an annual rate. APR may vary. The final APR will be based on the final loan amount and applicable finance charges. Loans with over 80% loan-to-value require Private Mortgage Insurance (PMI) and the APR may be subject to increase. The closing costs are estimates only.
2 A $200,000 mortgage loan with $3,044.75 closing costs will have a monthly payment of $1,714.85 for 180 months.
3 A $200,000 mortgage loan with $3,044.75 closing costs will have a monthly payment of $1,520.73 for 240 months.
4 A $200,000 mortgage loan with $3,044.75 closing costs will have a monthly payment of $1,297.20 for 360 months.
5 A $200,000 mortgage loan with $3,044.75 closing costs will be paid in 360 monthly installments. The payment will be $1,084.67 for the first 36 months. The interest rate may change on the three-year anniversary date of the loan closing and then on that day every 12th month thereafter based on the one-year Constant Maturity Treasury (CMT). The maximum rate change per adjustment is 1% and the maximum lifetime interest rate change is 6%. The payment of $1,810.41 is the maximum loan payment amount.
6 A $200,000 mortgage loan with $3,044.75 closing costs will be paid in 360 monthly installments. The payment will be $1,096.99 for the first 60 months. The interest rate may change on the five-year anniversary date of the loan closing and then on that day every 12th month thereafter based on the one-year Constant Maturity Treasury (CMT). The maximum rate change per adjustment is 1% and the maximum lifetime interest rate change is 6%. The payment of $1,779.06 is the maximum loan payment amount.
7 A $200,000 mortgage loan with $3,044.75 closing costs will be paid in 360 monthly installments. The payment will be $1,121.81 for the first 84 months. The interest rate may change on the seven-year anniversary date of the loan closing and then on that day every 12th month thereafter based on the one-year Constant Maturity Treasury (CMT). The maximum rate change per adjustment is 1% and the maximum lifetime interest rate change is 6%. The payment of $1,761.55 is the maximum loan payment amount.
8 A $200,000 mortgage loan with $3,044.75 closing costs will be paid in 360 monthly installments. The payment will be $1,115.58 for the first 36 months. The interest rate may change once every third year based on the three-year Constant Maturity Treasury (CMT). The maximum rate change per adjustment is 2% and the maximum lifetime interest rate change is 6%. The payment of $1,840.46 is the maximum loan payment amount.
9 A $200,000 mortgage loan with $3,044.75 closing costs will be paid in 360 monthly installments. The payment will be $1,140.60 for the first 60 months. The interest rate may change once every fifth year based on the five-year Constant Maturity Treasury (CMT). The maximum rate change per adjustment is 2% and the maximum lifetime interest rate change is 6%. The payment of $1,775.44 is the maximum loan payment amount.
10 A $200,000 mortgage loan with $3,044.75 closing costs will be paid in 360 monthly installments. The payment will be $1,167.15 for the first 120 months. The interest rate may change on the ten-year anniversary date of the loan closing and then on that day every 12th month thereafter based on the one-year Constant Maturity Treasury (CMT). The maximum rate change per adjustment is 1% and the maximum lifetime interest rate change is 6%. The payment of $1,740.53 is the maximum loan payment amount.

Certificates

Visit our Certificate page for more information.

Current Loan & Saving Rates

Product Term in Months Minimum Rate APY1Print CDs and IRAs
3 Month Share Certificate 3 Months $500.00 1.50% 1.51%
6 Month Share Certificate 6 Months $500.00 2.20% 2.22%
12 Month Share Certificate 12 Months $500.00 2.48% 2.50%
18 Month Share Certificate 18 Months $500.00 2.55% 2.57%
24 Month Share Certificate 24 Months $500.00 2.71% 2.74%
30 Month Share Certificate 30 Months $500.00 2.71% 2.74%
36 Month Share Certificate 36 Months $500.00 2.77% 2.80%
42 Month Share Certificate 42 Months $500.00 2.77% 2.80%
48 Month Share Certificate 48 Months $500.00 2.81% 2.84%
54 Month Share Certificate 54 Months $500.00 2.81% 2.84%
60 Month Share Certificate 60 Months $500.00 2.91% 2.94%
Certificate rates effective 2:00 pm on Thursday, October 6, 2022
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.