BMI Federal Credit Union
Truth in Savings
Below are the current rates and Truth in Savings Disclosure.
Truth in Savings Online Disclosure
| Product |
Minimum |
Maximum |
Rate |
APY1 |
| Regular Share Savings |
$5.00 |
N/A |
0.05% |
0.05% |
| Secondary Share Savings |
N/A |
N/A |
0.05% |
0.05% |
| BMI Change Jar: Tier 1 |
$0.00 |
$2,500.00 |
1.98% |
2.00% |
| BMI Change Jar: Tier 2 |
$2,500.01 |
N/A |
0.05% |
0.05% |
| Holiday Club |
$0.00 |
N/A |
0.03% |
0.25% |
| Plus Money Market: Tier 1 |
$2,500.00 |
$9,999.99 |
1.98% |
2.00% |
| Plus Money Market: Tier 2 |
$10,000.00 |
$24,999.99 |
2.27% |
2.29% |
| Plus Money Market: Tier 3 |
$25,000.00 |
N/A |
2.57% |
2.60% |
| Platinum Plus Money Market |
$50,000.00 |
N/A |
2.80% |
2.84% |
| Platinum Checking: Tier 12 |
$2,500.00 |
$9,999.99 |
0.05% |
0.05% |
| Platinum Checking: Tier 22 |
$10,000.00 |
$24,999.99 |
0.10% |
0.10% |
| Platinum Checking: Tier 32 |
$25,000.00 |
N/A |
0.10% |
0.10% |
| HSA Checking: Tier 1 |
N/A |
$2,499.99 |
0.35% |
0.35% |
| HSA Checking: Tier 2 |
$2,500.00 |
$9,999.99 |
0.50% |
0.50% |
| HSA Checking: Tier 3 |
$10,000.00 |
$24,999.99 |
0.75% |
0.75% |
| HSA Checking: Tier 4 |
$25,000.00 |
N/A |
1.00% |
1.00% |
Truth In Savings rates effective 12:00 am on Tuesday, October 31, 2023
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.
2 A $4.95 monthly fee if balance falls below the minimum.
