Open A New Checking Account

Checking Accounts to Suit All Your Financial Needs


Free Checking Accounts

Free Checking is the perfect way to get started with BMI Federal Credit Union. You will enjoy great benefits to this account, including:

  • No monthly fees
  • No minimum balance requirement
  • Free Visa debit card
  • Unlimited check writing
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay
  • Over 30,000 surcharge-free ATMs
  • Routing and Transit Number: 244077035
  • Overdraft Plus

Platinum Checking Accounts

Our Platinum Checking is ideal for members who carry larger checking balances. In addition to our great benefits to a standard Free Checking Account, Platinum Checking pays a competitive tiered monthly dividend. Due to accruing monthly dividends, it does require a standard minimum balance and small monthly fee.

Checking Accounts

Product Minimum Maximum Rate APY1Print Checking Account
Platinum Checking2 $2,500 $9,999 0.10% 0.10%
Platinum Checking2 $10,000 $24,999 0.15% 0.15%
Platinum Checking2 $25,000 0.20% 0.20%
Rates effective 12:00 am on Saturday, March 31, 2018
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.
2 A $4.95 monthly fee if balance falls below the minimum.

Starting Over Checking

Sometimes life hands you challenges. We believe your past difficulties should not prevent you from having a sound financial future. BMI Federal Credit Union offers Starting Over Checking, a checking account that allows you to regain control of your financial circumstances.
The checking account requires financial education services, provided free from BMI FCU, as well as requires a direct deposit. You will have a debit card and checks. To discourage overdraft, this account does not provide Overdraft Plus, but does include auto transfer from another savings account. Successfully maintaining this account for 12 months will allow you to be eligible for transition to our traditional Free Checking Account.

Online Banking

Our Online Banking service Securely access your account information when you need it, 24/7. With free and convenient Online Banking, you can check your balances, pay bills, transfer funds, review account activity and more.

Check Re-Order

Re-order checks anytime day or night by logging onto Online Banking and selecting Order Checks from the left navigation menu.* You may also call our Contact Center or visit any branch to complete your order.**

* Your pop-up blocker must be disable to achieve this function
** Costs of checks vary based on selection and Loyalty Rewards status.

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