Open A New Checking Account

Checking Accounts to Suit All Your Financial Needs


With a variety of Checking Accounts to suit all your needs, you will experience unmatched quality and convenience. You can enjoy your new account and card the moment you leave your branch. Explore the possibilities!

Free Checking

Free Checking is the perfect way to get started 

Starting Over Checking

Sometimes life hands you challenges. We believe your past difficulties should not prevent you from having a sound financial future. BMI Federal Credit Union offers Starting Over Checking, a checking account that allows you to regain control of your financial circumstances.

The checking account requires participation in our Financial Education Program, provided free from BMI FCU, as well as requires a direct deposit. Successfully maintaining this account for 12 months will allow you to be eligible for transition to Free Checking.

Unsure where to start?

Connect with a Certified Financial Counselor today! Meet in person or over the phone to discuss all your financial goals.

Platinum Checking

Our Platinum Checking is ideal for members who carry larger checking balances. In addition to our great benefits to a Free Checking Account, Platinum Checking pays a competitive tiered monthly dividend. Due to accruing monthly dividends, it does require a standard minimum balance and small monthly fee.

Checking Accounts

Product Minimum Maximum Rate APY1Print Checking Account
Platinum Checking2 $2,500 $9,999 0.20% 0.20%
Platinum Checking2 $10,000 $24,999 0.30% 0.30%
Platinum Checking2 $25,000 0.40% 0.40%
Rates effective 3:00 pm on Wednesday, August 15, 2018
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.
2 A $4.95 monthly fee if balance falls below the minimum.

Online Banking

Our Online Banking service Securely access your account information when you need it, 24/7. With free and convenient Online Banking, you can check your balances, pay bills, transfer funds, review account activity and more.

Check Re-Order

Re-order checks anytime day or night by logging onto Online Banking and selecting Order Checks from the Services tab in the left navigation menu.* You may also call our Contact Center or visit any branch to complete your order.**

* Your pop-up blocker must be disable to achieve this function
** Costs of checks vary based on selection and Loyalty Rewards status.
^ Visa Card Alerts are provided at no cost, however the MyCardRules app may incur charges for internet, cellular, and other data services. You may incure charges from your wireless carrier when sending and receiving information in connection with your use of MyCardRules. MyCardRules is a mobile application developed and maintained by Jack Henry and Associates for financial institutions that use JHA Card Processing Solutions ™ card processing.  


Back to Savings/Checking