Open A New Checking Account

BMI FCU offers checking accounts that suits all your financial needs.


Checking Account Benefits

  • No monthly fees
  • No minimum balance requirement
  • Free Visa debit card
  • Unlimited check writing
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay
  • Over 30,000 surcharge-free ATMs
  • Routing and Transit Number: 244077035

Platinum Checking Accounts

Our Platinum Checking has a small monthly fee with a required minimum balance. Plus, it pays a tiered monthly dividend. This account is ideal for members who carry larger checking balances. 

Checking Accounts

Product Minimum Maximum Rate APY1Print Checking Account
Platinum Checking2 $2,500 $9,999 0.05% 0.05%
Platinum Checking2 $10,000 $24,999 0.05% 0.05%
Platinum Checking2 $25,000 0.10% 0.10%
Rates effective 12:00 am on Wednesday, January 31, 2018
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.
2 A $4.95 monthly fee if balance falls below the minimum.

Helping Rebuild Your Credit

Life sometimes hands you some challenges. If you have had financial difficulties in the past, you can still open a  Starting Over Checking account with us. After 12 months of successfully maintaining your Starting Over Checking account and participating in our Financial Education, you will be eligible to apply for our traditional checking account.

Online Banking

Securely access your account information when you need it, 24/7. With free and convenient Online Banking, you can check your balances, pay bills, transfer funds, review account activity and more.

Check Reorder - You can re-order you checks anytime day or night by loggin onto Online Banking and selecting Order Checks from the left navigation mention. Please note, your pop-up blocker needs to be disabled for this link to function. Costs of checks vary based on selction and Loyalty Rewards Level.

You can also call the Contact Center or visit any branch and we will be glad to help you with your order.