Open A New Checking Account

Checking Accounts to Suit All Your Financial Needs

With a variety of Checking Accounts to suit all your needs, you will experience unmatched quality and convenience. You can enjoy your new account and card the moment you leave your branch. Explore the possibilities!

Join Now

Free Checking

Free Checking is the perfect way to get started, and right now you can earn $200 when you open a Free Checking account!*  

Starting Over Checking

Sometimes life hands you challenges. We believe your past difficulties should not prevent you from having a sound financial future. BMI Federal Credit Union in Central Ohio offers Starting Over Checking, a second chance checking account that allows you to regain control of your financial circumstances.

The checking account requires participation in our Financial Education Program, provided free from BMI FCU, as well as requires a direct deposit. Successfully maintaining this account for 12 months will allow you to be eligible for transition to Free Checking.

Unsure where to start?

Connect with a Certified Financial Coach today! Meet in person or over the phone to discuss all your financial goals.

Platinum Checking

Our Platinum Checking is ideal for members who carry larger checking balances. In addition to our great benefits to a Free Checking Account, Platinum Checking pays a competitive tiered monthly dividend. Due to accruing monthly dividends, it does require a standard minimum balance and small monthly fee.

Checking Accounts

Product Minimum Maximum Rate APY1Print Checking Account
Platinum Checking2 $2,500 $9,999 0.20% 0.20%
Platinum Checking2 $10,000 $24,999 0.30% 0.30%
Platinum Checking2 $25,000 0.40% 0.40%
Rates effective 3:00 pm on Wednesday, August 15, 2018
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.
2 A $4.95 monthly fee if balance falls below the minimum.

Online Banking

Our Online Banking service Securely access your account information when you need it, 24/7. With free and convenient Online Banking, you can check your balances, pay bills, transfer funds, review account activity and more.

Check Re-Order

Anytime day or night, you can Re-Order Checks**. For assistance, contact a Member Service Representative at 614.707.4000, or visit any of our branches in Dublin, Columbus, or Westerville.

^ Visa Card Alerts are provided at no cost, however the MyCardRules app may incur charges for internet, cellular, and other data services. You may incure charges from your wireless carrier when sending and receiving information in connection with your use of MyCardRules. MyCardRules is a mobile application developed and maintained by Jack Henry and Associates for financial institutions that use JHA Card Processing Solutions ™ card processing.  
*To earn $200 cash bonus, mention promo CHECK18 when opening account in person or add to the comment section when applying online. The following requirements must be met in the first 90 days after the account is opened: Open and deposit $20.00 into a new checking account with VISA debit card and make a minimum of 30 debit card transactions of at least $5/each. Member must sign up for electronic statements and have monthly direct deposits totaling $500 or more. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. A regular share savings account must be opened and a $5.00 deposit is required. Annual Percentage Yield as of August 15, 2018 is 0.05%. For the Regular Share Savings account, there is a Silver or higher relationship tier required to avoid a service fee. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Starting Over Checking, Platinum Checking, or Business accounts. Offer not available to existing members, those with fiduciary accounts, those who have closed an account within 6 months, or have a negative balance. Other membership exclusions may apply. Rates and terms are subject to change. Membership eligibility requirements apply. Checking account must remain open for a minimum of 6 months or the bonus will be debited from the account at closing. Offer ends December 31, 2018.
** Costs of checks vary based on selection and Loyalty Rewards status.

Back to Savings/Checking