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Make the switch to a BMI FCU Free Checking Account

At BMI Federal Credit Union, we provide a free checking account that's actually FREE! Unlike other offerings you may find in Central Ohio, with us, you get a free checking account with zero monthly fees and no minimum balance requirement.

Free Checking

Right now, new members can earn a $200 cash bonus* for opening a new free checking account at BMI Federal Credit Union! Mention the code NEW24, or enter it when opening an account online.

Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other benefits for services.

Great Benefits

We take pride in our services, which have been recognized as the Best Credit Union in Central Ohio for the past 6 years in a row. It's not just about providing the best free checking account, but also about making banking personal. We strive to deliver an exceptional service that goes beyond banking.

Checking FAQ

*Enter promo code NEW24 when applying online or mention when applying in person. Cash bonus of $200 will be deposited in the member’s savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new free checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Starting Over Checking, Platinum checking, or Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 6 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends August 31, 2024.

+Card Alerts are provided at no additional cost from BMI FCU. Message and Data rates may apply. MyCardRules is a registered trademark of Jack Henry & Associates, Inc.®  

#1 Best Credit Union, 6 Years in a Row!