A Free Checking Account That's Actually Free
Free Checking is the perfect way to get started. Enjoy great benefits and excellent services, designed with your needs in mind.
Need Another Great Reason to Join?
Learn how you can earn a $200 cash bonus when you open a new Free Checking account!*
Securely access your account information when you need it, 24/7. With free and convenient Online Banking, you can check your balances, pay bills, transfer funds, review account activity and more.
Anytime day or night, you can Re-Order Checks^. For assistance, contact a Member Service Representative at 614.707.4000, or visit any of our branches in Dublin, Columbus, or Westerville.
Learn about additional Checking, Savings, and Credit Card accounts to meet all your banking needs.
*To earn $200 cash bonus, mention promo CHECK18 when opening account in person or add to the comment section when applying online. The following requirements must be met in the first 90 days after the account is opened: Open and deposit $20.00 into a new checking account with VISA debit card and make a minimum of 30 debit card transactions of at least $5/each. Member must sign up for electronic statements and have monthly direct deposits totaling $500 or more. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. A regular share savings account must be opened and a $5.00 deposit is required. Annual Percentage Yield as of August 15, 2018 is 0.05%. For the Regular Share Savings account, there is a Silver or higher relationship tier required to avoid a service fee. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Starting Over Checking, Platinum Checking, or Business accounts. Offer not available to existing members, those with fiduciary accounts, those who have closed an account within 6 months, or have a negative balance. Other membership exclusions may apply. Rates and terms are subject to change. Membership eligibility requirements apply. Checking account must remain open for a minimum of 6 months or the bonus will be debited from the account at closing. Offer ends December 31, 2018.
** Visa Card Alerts are provided at no cost, however the MyCardRules app may incur charges for internet, cellular, and other data services. You may incur charges from your wireless carrier when sending and receiving information in connection with your use of MyCardRules. MyCardRules is a mobile application developed and maintained by Jack Henry and Associates for financial institutions that use JHA Card Processing Solutions ™ card processing.
^ Costs of checks vary based on selection and Loyalty Rewards status.
Return to Savings/Checking