Regular Share Savingsperson counting money and using a calculator

Your Membership at BMI Federal Credit Union

Your financial well-being is important to us. We offer an extensive collection of savings products designed to meet all your short and long term savings goals.

Regular Share Savings

This is your primary account that establishes your membership at BMI Federal Credit Union. This account earns competitive dividends, and only requires a $5.00 minimum to open.

Open an Account

Secondary Share Savings

Once you have your Regular Share Savings account, it's easy to open a subsequent account called a Secondary Share Savings account. This allows you to compartmentalize your money by category or person (e.g. family member). Opening these accounts can be achieved through Online Banking. Select Services in the Menu, then select, Add Subshare

Money Market Accounts Change Jar
Certificates and IRAs Holiday Club

Regular Share Savings

Product Minimum Maximum Rate APY1Print Savings and Money Markets
Regular Share Savings $5.00 N/A 0.05% 0.05%
BMI Change Jar: Tier 1 $0.00 $2,500.00 1.99% 2.00%
BMI Change Jar: Tier 2 $2,500.01 N/A 0.05% 0.05%
Holiday Club $0.00 N/A 0.15% 0.15%
Plus Money Market: Tier 1 $2,500.00 $9,999.99 0.10% 0.10%
Plus Money Market: Tier 2 $10,000.00 $24,999.99 0.15% 0.15%
Plus Money Market: Tier 3 $25,000.00 N/A 0.15% 0.15%
Platinum Plus Money Market $50,000.00 N/A 0.20% 0.20%
Savings and Money Market rates effective 12:00 am on Wednesday, March 31, 2021
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.

Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other benefits for services.

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